Our range of loans
We offer a range of loan types for small business owners and the self-employed. Our loans can assist your clients with debt consolidation, paying off ATO business debts and boosting their SMSF investment portfolios, as well as buying homes, investment properties and commercial premises.
Residential loans
• Loans up to $5m
• Personal and business loan purposes including payment of tax debts
• Wide range of income verification options
Commercial loans
• 30-year loan terms with no annual reviews
• Short-term loans for urgent needs
• Wide range of income verification options
SMSF loans
• Residential and commercial property purchases
• SMSF loan refinancing
• Loan servicing inside the fund or outside the fund
Searching for a specific resource?
Whether you're after our app forms, guides, calculators or broker portal log in, you'll find what you're looking for on our resources page.
Fast and fair assessments
We provide rate for risk lending options for both clean credit and credit impaired borrowers and our application process is simple, fast and fair. You can access our credit and settlements teams directly, and our flexible income verification options mean that your clients can prove their earnings in different ways.
Why choose us?
Our service is second to none. You can access our credit team directly, our targeted turnaround time is 48 hours, and we process settlements in-house.
Simple
We make applying for loans simple. Our BDMs are experienced and knowledgeable and will guide you every step of the way.
Fast
We pride ourselves on our efficiency. Our teams are responsive and our targeted turnaround time is 48 hours.
Fair
We provide alt doc income verification options and assess each application on merit.
Everyone loves a freebie
Introducing RedZed Benefits, a program that was created to offer big-picture, long-term support to hardworking brokers like you.
Have a burning question you want answered?
We thought you might. Check out our FAQs below to see if we've already answered the question on your mind.
We have a variety of solutions for your self-employed customers, including residential and commercial property loans and SMSF loans. All of our loans have interest rates that are variable. We support self-employed Australians that have perfect credit histories right through to those who have had a couple of hiccups along the way.
At RedZed, your clients can prove their income a few different ways. We offer a full doc income verification option, as well as a few different alt doc verification options.
When it comes to our alt doc income criteria, we require your clients to provide a self-certified income declaration. This must be supported by either:
- an accountant’s declaration
- their two most recent Business Activity Statements (BAS) along with a copy of their individual and business ATO portal information
OR
- at least six months’ worth of business bank statements along with a copy of their individual and business ATO portal information.
We aim to provide credit decisions within 48 hours.