SMSF Residential Property update
From August 10 2026, new limited recourse borrowing arrangements (LRBAs) can no longer purchase residential property, using their SMSF. This change doesn’t impact existing LRBAs or contracts of sale exchanged before 10 August 2026, even if settlement takes place after the ban.
Want to workshop a scenario?
Reach out to your local RedZed BDM - they'd love to hear from you.
Credit where credit’s due
With both full doc and alt doc options available, all of our SMSF products have variable rates, and they are available for commercial property. Whether your client contributes regularly or sporadically to their SMSF, we may have a solution!
Attractive LVRs
Up to $3M @ 70% LVR (SMSF Commercial).
Available for commercial investment properties
Your clients can use their SMSF to buy a commercial property that their business can lease.
Refinance an existing SMSF loan
Improve the financial performance of their SMSF by refinancing their current SMSF loan to a better deal!
Loan servicing inside the SMSF or outside the SMSF
Your clients can make additional contributions from their income to the fund to qualify for the loan. We can even verify their income using our alternative income verification (alt doc) options.
Residential1 fund servicing3
Rates starting from
6.94%
p.a.
variable rate4
7.41%
p.a
comparison rate6
Commercial2 fund servicing3
Rates starting from
7.65%
p.a.
variable rate5
Want more details about our rates?
Head to the resources page to access our full Product & Rate Guide.







