Why brokers love SMSF EasyRefi
Many SMSF clients haven't reviewed their loan since settlement.
Instead of waiting for the next enquiry, EasyRefi helps you reconnect with existing clients and identify refinance opportunities that are already there.
Less paperwork
A streamlined assessment process means less time gathering documents and more time writing business.
Better outcomes
We only refinance when it delivers a better outcome for your client.
No upfront costs
Eligible fees can be waived or added to the loan, so clients don't need to contribute funds to refinance.
More opportunities
Turn your existing SMSF clients into new settlements without chasing new leads.
Qualification Criteria:
EasyRefi is designed to make SMSF refinancing easier for performing loans. If your client’s loan meets the criteria, you can submit with confidence using a streamlined assessment approach.
Three steps to an easier refinance.
Dig them up
Run an eye over your back book for SMSF clients who haven’t reviewed their loan since settlement.
Send the pack
A short, defined document set built specifically for SMSF refinances. Not the full purchase pile.
Leave it to us
We only do self-employed loans, so the trust structures and super-law detail that slow others down are right in our wheelhouse.
Want to workshop a scenario?
Reach out to your local RedZed BDM - they'd love to hear from you.
FAQs - let's dig into it
Where the loan meets the EasyRefi criteria, assessment is based on repayment history rather than full servicing.
The loan will not qualify for EasyRefi. Standard SMSF assessment may still be available.
Refinance is strictly for dollar-for-dollar refinances only.
The proposed repayment must be equal to or lower than the current repayment.
In most cases, clients can provide a copy of the legal advice obtained for their existing SMSF loan, avoiding the need for new advice (subject to credit requirements).
It can still be assessed under standard SMSF lending policy.
Residential
No minimum required.
Commercial
Purpose for investment:
- If lease expires in less than 12 months and/or security is vacant, we require a minimum 6 months repayments worth of liquid assets of all SMSF debts.
- If lease expires in greater than 12 months, we require a minimum 3 months repayment worth of liquid assets for all SMSF debts.
Purpose is for owner occupied:
- No minimum requirement