Want to workshop a scenario?
Reach out to your local RedZed BDM - they'd love to hear from you.
Bring their business dreams to life
Help your self-employed clients purchase a shopfront, factory, warehouse or an industrial unit. Refinance their existing commercial loan or help them to access short-term finance fast. We get small businesses and offer a variety of commercial loans tailor-made for the self-employed.
No financials, no problem!
We have alternative income verification options (alt doc) including accountant declarations, BAS or business bank statements.
Products based on borrower's risk profile
Product pricing is based on credit impairment, repayment & income types, LVR, and type and location of the security.
Set and forget
30-year loan terms with no annual reviews.
Common-sense approach
If your client is credit-impaired, we take the time to understand why, and assess their current ability to repay the loan.
Our commercial rates
Interest rates are correct as of 24/09/2024 and subject to change at any time. Rates depend on your client's individual circumstances, including LVR, loan amount and type of security. Commercial refers to the security property type. Examples include, but are not limited to, commercial warehouse, shopfront, industrial unit, factory etc.
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1 Based on a commercial Prime Principal and Interest loan with an LVR of 55% or less and a loan size between $150,000 to $3M. Commercial purposes only.
Want more details about our rates?
Head to the resources page to access our full Product & Rate Guide.
Self-employed scenarios
Have a client scenario you can't quite place? Take a look at our commercial scenarios to see if we can provide the solution you've been looking for.
Is a commercial refinance on the cards?
Kylie owns a bookkeeping business and the interest-only period of her commercial loan is about to expire. She is facing the prospect of having to switch to a principal and interest loan with her current bank. Fortunately, Kylie's broker knows that RedZed has a better solution.
Client seeking a short-term commercial loan?
Bianca is a property developer looking to use one of her recently finished developments as security to get a short-term loan for her next project. She is struggling to find a lender who will help, until her broker suggests they speak with RedZed.