Want to workshop a scenario?
Reach out to your local RedZed BDM - they'd love to hear from you.
Bring their business dreams to life
Help your self-employed clients purchase a shopfront, factory, warehouse or an industrial unit. Refinance their existing commercial loan or help them to access short-term finance fast. We get small businesses and offer a variety of commercial loans tailor-made for the self-employed.
No financials, no problem!
We have alternative income verification options (alt doc) including accountant declarations, BAS or business bank statements.
Products based on borrower's risk profile
Product pricing is based on credit impairment, repayment & income types, LVR, and type and location of the security.
Set and forget
30-year loan terms with no annual reviews.
Common-sense approach
If your client is credit-impaired, we take the time to understand why, and assess their current ability to repay the loan.
8.00%
p.a.
variable rate*
8.55%
p.a.
variable rate*
Want more details about our rates?
Head to the resources page to access our full Product & Rate Guide.
Self-employed scenarios
Have a client scenario you can't quite place? Take a look at our commercial scenarios to see if we can provide the solution you've been looking for.
Is a commercial refinance on the cards?
Kylie owns a bookkeeping business and the interest-only period of her commercial loan is about to expire. She is facing the prospect of having to switch to a principal and interest loan with her current bank. Fortunately, Kylie's broker knows that RedZed has a better solution.
Client seeking a short-term commercial loan?
Bianca is a property developer looking to use one of her recently finished developments as security to get a short-term loan for her next project. She is struggling to find a lender who will help, until her broker suggests they speak with RedZed.